Discovery Health Classic Comprehensive: MRI scan cover in 2026
Discovery Health Classic Comprehensive covers an MRI scan at 100% of the Discovery Health Rate in 2026.
Indicative limit
100% of the Discovery Health Rate
Confirmed against the published 2026 benefit schedule.
Typical co-payment
Varies by plan
Yes — pre-authorisation is typically required. Arrange it with Discovery Health first to avoid a co-payment.
Cover details
Only a specialist or a network trauma-unit GP may refer you for an MRI or CT scan. In-hospital (admission-related) scans are paid in full from the Hospital Benefit at up to 100% of the Discovery Health Rate. For out-of-hospital scans you pay an up-front amount from your day-to-day benefits (the exact amount varies by plan), then Discovery covers the balance up to the Discovery Health Rate. Conservative back and neck scans are limited to one per spinal and neck region per year, with limited or no out-of-hospital cover on Smart, Core and KeyCare plans.
Source: Discovery Health — official benefit information · verified 2026-06-27
MRI scan cover on Discovery Health Classic Comprehensive — FAQ
Does Discovery Health Classic Comprehensive cover an MRI scan in 2026?
Yes — Discovery Health Classic Comprehensive covers an MRI scan at 100% of the Discovery Health Rate in 2026.
How much is the co-payment on Classic Comprehensive?
Cover is rate-based — Discovery Health pays 100% of the Discovery Health Rate for an MRI scan. Any out-of-pocket amount depends on the tariff charged and your specific plan; confirm with Discovery Health.
Do I need pre-authorisation?
Yes — pre-authorisation is typically required. Arrange it with Discovery Health first to avoid a co-payment.
How do I claim an MRI scan from Discovery Health?
Confirm your benefit and any tariff/NAPPI codes with Discovery Health, get a quote from an accredited provider, then submit the claim. CoveredMed can connect you to a vetted provider — use the button on this page.
Get help with your MRI scan benefit
We can connect you to a vetted provider who handles the claim with Discovery Health. You stay in control.
CoveredMed may earn a referral fee. This never changes what you pay.